This version of the fund efficiency report appears to be like on the HDFC Youngsters’s Reward Fund. Launched in Mar 2001, the fund has an AUM of over 6,000 Crores. In Oct 2017, HDFC MF merged HDFC Youngsters’s Reward Fund Financial savings Plan into HDFC Youngsters’s Reward Fund Funding Plan after which renamed the ensuing fund as HDFC Youngsters’s Reward Fund. That is an open-ended fund for funding for youngsters having a lock-in for at the very least 5 years or until the kid turns into a serious. (whichever is earlier).
Disclaimer: Fund efficiency stories current return and danger evaluation of a fund with consultant benchmarks and never funding suggestions. It have to be expressly understood that the information under mirror solely previous efficiency and is under no circumstances a sign of future efficiency. Our funding suggestions are Handpicked Checklist of Mutual Funds (PlumbLine).
As one can see under, the fund dabbles in fairly just a few small cap shares however holds a gentle 40% massive cap allocation.
The asset sort historical past is proven under.
We learn how persistently the HDFC Youngsters’s Reward Fund has carried out wrt Crisil 65% Fairness 35% Debt index and Nifty 100 TRI. We’ll use three metrics to investigate efficiency consistency versus benchmarks. Evaluation akin to this may be discovered for 350+ fairness funds in our month-to-month fairness mutual fund screener.
1 Rolling return outperformance consistency: the fund returns are in contrast with class benchmark returns over each attainable 1Y, 2Y, 3Y,4Y, and 5Y interval. Larger the outperformance consistency, the higher. Suppose 876 fund returns had been in contrast with 876 benchmark returns, and the fund has crushed the benchmark 675 instances. The consistency rating shall be 675/876 ~ 77%.
| Metric | Crisil6535 | Nifty 100 TRI |
| No of rolling return entries Index (1 12 months) | 2194 | 2180 |
| No of rolling return entries Fund (1 12 months) | 2194 | 2180 |
| No of instances fund has outperformed the index (1 12 months) | 1601 | 1361 |
| rolling return outperformance Consistency Rating (1 12 months) | 73% | 62% |
| No of rolling return entries Index (2 Years) | 1948 | 1934 |
| No of rolling return entries Fund (2 years) | 1948 | 1934 |
| No of instances the fund has outperformed the index (2 years) | 1464 | 1182 |
| rolling return outperformance Consistency Rating (2 years) | 75% | 61% |
| No of rolling return entries Index (3 Years) | 1699 | 1694 |
| No of rolling return entries Fund (3 years) | 1699 | 1694 |
| No of instances the fund has outperformed the index (3 years) | 1382 | 1097 |
| rolling return outperformance Consistency Rating (3 years) | 81% | 65% |
| No of rolling return entries Index (4 Years) | 1455 | 1455 |
| No of rolling return entries Fund (4 years) | 1455 | 1455 |
| No of instances the fund has outperformed the index (4 years) | 1303 | 978 |
| rolling return outperformance Consistency Rating (4 years) | 90% | 67% |
| No of rolling return entries Index (5 Years) | 1210 | 1210 |
| No of rolling return entries Fund (5 years) | 1210 | 1210 |
| No of instances the fund has outperformed the index (5 years) | 1110 | 852 |
| rolling return outperformance Consistency Rating (5 years) | 92% | 70% |
That could be a pretty affordable and constant outperformance wrt each indices.
2 Upside efficiency consistency over each attainable 1Y,2Y,3Y,4Y, 5Y: Larger the higher. A rating of 70% means, 7 out of 10 instances, the Fund carried out higher than the class benchmark when the benchmark was shifting up. This can be a measure of reward. It’s computed from rolling upside seize information (see hyperlink under).
| Metric | Crisil6535 | Nifty 100 TRI |
| upside efficiency consistency (1 12 months) | 81% | 3% |
| upside efficiency consistency (2 years) | 92% | 0% |
| upside efficiency consistency (3 years) | 99% | 0% |
| upside efficiency consistency (4 years) | 100% | 0% |
| upside efficiency consistency (5 years) | 100% | 0% |
HDFC Youngsters’s Reward Fund tends to higher the Crisil index when it strikes up.
3 Draw back efficiency consistency over each attainable 1Y, 2Y, 3Y,4Y, and 5Y. Larger, the higher. A rating of 60% means 6 out of 10 instances; the Fund carried out higher than the class benchmark when the benchmark was shifting down. This can be a measure of danger safety. It’s computed from rolling draw back seize information. Learn extra: An introduction to Draw back and Upside Seize Ratios.
| Metric | Crisil6535 | Nifty 100 TRI |
| draw back safety consistency (1 years) | 38% | 100% |
| draw back safety consistency (2 years) | 34% | 100% |
| draw back safety consistency (3 years) | 26% | 100% |
| draw back safety consistency (4 years) | 32% | 100% |
| draw back safety consistency (5 years) | 28% | 100% |
The nos wrt Nifty 100 TRI doesn’t rely as HDFC Youngsters’s Reward Fund is a hybrid fund. It is among the uncommon funds with good upside efficiency consistency and poor draw back safety consistency. So this will frustrate traders when the markets are falling.
In abstract, HDFC Youngsters’s Reward Fund is a reasonably constant performer, nevertheless it appears to do higher when the market is shifting up fairly than down. So traders must be cautious of this as it may be irritating. That stated, it’s a good purchase for many who want to keep invested the long-term and don’t thoughts the lock-in situations (see opening para).
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